What auto insurance claim should you make for a car accident?

We know nobody wants to get involved in a traffic accident, but it is crucial to know what to do if you ever get into one. It doesn’t matter if you’re the cause of the crash or not, there are things you should know when you make an auto insurance claim.

There are a few types of car insurance claims you can make in the event of an accident. Each claim has different conditions, advantages and disadvantages that everyone should know to protect you and your asset.

Here are the types of car insurance claims you should be aware of:

Own damage (OD) claim

Here’s the situation: you got into an accident, and it’s your fault. Unfortunately, the only insurance claim you can make in this situation is the own damage claim.

This situation means you’re claiming your insurance policy. The downside to this is you’ll lose your No Claim Discount (NCD) entitlement. Once the appointed panel workshop receives the necessary documents from your insurer, repairs will begin.

auto insurance aig

Third-party claim

What happens if someone else is at fault for the accident? If this happens, you can make a third-party claim, and you get to keep your NCD entitlement.

For a third-party claim, you can submit a claim to the insurance company of the person at fault.  However, this may take a longer time as it involves another insurance company and your insurer can’t act on your behalf. You’ll need to make repairs on your car first, and make a third-party claim against the person at fault.

No-fault damage claim

Lastly, there’s another way to make an auto insurance claim. If you’re not responsible for the car crash, but you’re want to be quick with the claim, you can make a no-fault damage claim.

The no-fault damage claim is done by making a claim is to submitting directly to your insurer. This process is much faster than chasing after the other party’s insurance company, and your insurer will help you throughout the whole process. You’ll also get to keep you NCD entitlement.


No matter what kind of accident you are in, or what auto insurance you plan to claim, it is crucial to make a police report and notify your insurance company within 24 hours of the crash. Some people may attempt to settle the situation outside legal means, but it’s essential to contact the proper authorities for your safety and well being.

Visit https://www.aig.my/personal/auto-insurance if you need help with car insurance or making a claim.

Abbott Nutrition: Formula Milk for All

Parents are sometimes spoilt for choice with respect to getting nutrition supplements for a kid. There’s just too many available. How to make certain that your kids obtain the right balance of nutrition getting older? Where to get lactose free formula for your children? Here, we’ll give a factual post on Abbott Nutrition products, in order to in making that important decision.

Abbott Nutrition Products Guidance


As it is pretty common today for folks to have trouble making certain that their children get an adequate amount of daily nutrients, Pediasure can serve as the perfect supplement to compensate for the insufficient dosage. Getting your kids the correct amount of daily nutrition required is essential to assist them to prevent diseases.

Pediasure gets the right balance of nutrition and calories specifically for healthy kids. Are you aware of that Vitamin B12 and Vitamin A are required for brain and body growth and development of a young child? Besides that, they will also require healthy volumes of Biotin, magnesium, copper, zinc, chromium, and selenium growing bigger and healthier.

lactose free formula


Similac formula is done to guide the child’s brain. Superb combination of lutein, ARA, vitamin E, Taurine, DHA, Iron, Iodine, choline and much more enables the brain to take and process information quicker. Developed for kids from One to ten years, which are in the major development stage in their lives.

Similac enables you to support a baby’s overall growth such as their brain, eye, and natural immunity. The results of each one ingredient are; DHA helps you to improve brain development, Lutein can be described as nutrient seen in breast milk that’s needed for improving eye health. Vitamin E is essential for supporting cell development, Nucleotides tend to be the building blocks for generating a strong natural immunity, Antioxidants helps to protect your baby’s cells with nutrients like vitamin C, E, and selenium. And conclusively, Prebiotics for encouraging digestive health for getting a stronger body’s defense mechanisms.


To the older generation, you will find Ensure, Ensure is seen as a formula for fragile adults with low energy. Ensure contains nutritional essentials which includes Vitamin A and B12, niacin, selenium, chromium and much more. As it’s gluten-free and adjusted to the nutritional needs of adults, this formula is a great supplement.

Earth’s leading scientists have expertly developed the Ensure formula with several studies. Abbott Nutrition upholds a very high standard to allow adults everywhere a good standard of living by supplying cutting-edge formulas to fulfill the changing nutrition needs. Ensure works in order to help babies and youngsters grow, keep bodies strong, and aid the everyday requirements of aging adults.


Summing up, Pediasure is definitely the product to allow for children’s physical and mental growth. Meanwhile, Similac provides nutrition to children so as to increase their learning abilities. Lastly, Ensure is actually a product developed to provide essential nutrient elements together to adults with difficulty consuming normal food. Find out more about Abbott Nutrition now https://abbottnutrition.com.my/

When do you stop feeding your child baby food?

Your baby went through the transition of switching from breast milk or formula to baby food, and you’ve probably got the drill down by now. But your child will soon move on from pureed food to solid foods.

Do you think you’ll know when the time is? Or do you know how to help your child through this phase? What kind of solid food is acceptable for a baby?

If you’re a parent and you’re starting to panic, fret not. Here are some tips and tricks on introducing solid foods to your child:

Your child is at least six months old

At around this age, your baby will have more control of his tongue and develops more teeth. Your baby should be able to hold her head up and sit upright with minimal support, and her digestive system should be able to handle more complex food. At this time, you can start feeding her solids.

baby food similac

Signs of hunger and disinterest

As your baby starts to grow, they’ll slowly show more apparent signs of hunger other than crying. For example, your child will show interest in food by reaching out for other food on the table or opening her mouth as you’re about to feed her.

Your child will also show signs when she’s full or tired. Turning her head away or clamping her mouth shut are signs you should stop feeding your child.

Food types

So, what should you feed your baby? The food shouldn’t be too hard but has more texture and chunkier than puree. Here are some examples of solid foods you can start feeding your child:

  • rice cereal
  • tofu
  • mashed eggs (no raw eggs!)
  • yoghurt
  • cheese
  • fruits
baby food similac

Be mindful for food allergies

When you introduce food to your child, don’t feed different types of food all at once. If your child happens to be an allergy to a certain kind of food, it makes pinpointing the allergy more difficult.

Feed your baby a new food for a few days and keep an eye out for any symptoms. If your child is alright for three to four days after trying something new, you can start introducing more. Signs of an allergic reaction include rashes, vomiting and wheezing.

Mealtimes will get messy

A part of this solid food phase is it can be very messy. Your child wouldn’t be able to get feeding herself right immediately, so expect lots of food drooling out of her mouth, or food all over the table.

However, it’s a sign that your child is learning and developing the necessary motor skills, so stay calm and be patient.


Watching your child grow is exciting and makes you proud as a parent. It wouldn’t be long till your baby grow up, so savour every moment!

Need tips on introducing veggies to your kid? Visit https://abbottnutrition.com.my/child-development/introduce-veggies now.

AIG Malaysia’s Innovative Insurance Solutions

AIG Serving The Malaysian Community

For longer than Six decades since 1953, AIG has actually been serving the Malaysian community through innovative solutions which happen to be constantly catered for the needs of persons and corporate clients. AIG Malaysia is presently operating in 15 offices nationwide, backed by a great network of agents, brokers, and schemes. It gives them the capabilities to provide quality services that meet clients’ expectations.

Personal Insurance

AIG emphasizes that insurance and risk management program’s really important to protect consumers out of the unforeseeable future. Therefore, they offered a variety of insurance packages that usually can be benefited by both corporations and individuals.

car insurance

When acquiring assets for example homes and cars, the authority has rendered insurance purchase mandatory to ensure everyone can protect themselves during mishaps. Should the customers tend to pick the car of car insurance from AIG, they are going to capable to enjoy maximum coverage from common risks with the appropriate rates. Learn more about AIG car insurance and find out which offer is more suitable to you at www.aig.my/personal/auto-insurance.

Nevertheless, their continues to be the primary aspect every body should prioritize upon. As AIG Malaysia proactively educates people relating to the need for a medical insurance protection, it’s pleasing in order to witness a constant improvement in number of health related insurance purchase per annum as a result of their tireless effort.

As a result of a robust economic growth and cheaper travelling costs across nations, individuals travel more both for business and leisure. Making “let us “jaga” you on your trip” their tagline, all AIG wished to do is to always supply you with a complete insurance coverages in order that individuals can travel that includes a mental comfort, realizing that they have every little thing covered.

Business Insurance

For corporations, AIG comes with a adaptable risk management policy that will help them protect their business from unforeseeable losses. They can indeed be at liberty to subscribe to just about any insurance, for instance property insurance, manufacturing related insurance, insurance correlated to financial lines, and also group employee benefit insurance within their employees’ medical & health benefit with AIG.

Together with the several kinds of scheme available, AIG learns how to provide quality service to customers from different industries, as an example companies with the hospitality & leisure, import & export, energy, retail, communications, and even media & technology sector. Besides, as they look at the rise of SMEs in the local market, AIG developed a one of a kind package that might protect these growing enterprises from all different kinds of risks when they start to expand.

Hence, companies and people who are interested to sign up any kind of insurance coverage from AIG can readily be given a quote through their webpage. Additionally, customers also can browse through the number of authorized agents just by the their residing location to receive a more personal service.


Taking innovation in marketing one stage further, AIG Malaysia has recently worked alongside Lazada to present online insurance purchase inside their partner’s platform. With way, customers could have a more friendly online shopping experience for his or her insurance policy might be approved around 72 hours upon successful purchase and registration.

The Best Telecommunication Service Provider: Digi Malaysia

Just as much as a number of people try and deny it, it’s really hard to live without the internet, since we rely on them to interact and also our lives better. Without a strong and stable connection, things will be challenging to work with, whether it’s something personal or business. Where do we have a great network provider? For example, the one that provide high speed 4g internet.

Discover Digi’s Products

Since its establishment in 1995, Digi has been a great contender to Celcom and Maxis with the fact that they always seem to be the earliest brand to keep introducing internet packages and mobile phone plans with greater value at the lower price. So, let’s take a glance into what Digi has up their sleeves today.

Prepaid Plans

Digi is at present among the finest providers there is in Malaysia. With plenty of unique variations of mobile prepaid plans to look for, Digi promises great value in the form of unlimited internet, free calls, and even more. Since it is just one prepaid plan, just go ahead and buy a SIM card to give it a shot.

Postpaid Plans

Besides, there’s even a wide variety of postpaid plans for people who choose to make payment on a monthly basis other than having to reload their mobile prepaid frequently. Yes, postpaid plans formerly were expensive, but that is history. For as low as RM50, you can find your own Digi postpaid plan already!

4g internet

Apple Phones

With great internet, you want a great smartphone. Because everybody agrees the iPhone 8 makes a great smartphone with stunning functions, you may want to buy one with Digi’s phone purchase package? With Easy Payment Plan obtainable for folks who need it, owning the new smartphone is much simpler now.

Android Phones

For Android lovers, don’t frown. Digi also offers an array of Android phones, for example, the Samsung Galaxy S8 and a lot more models from Vivo and Huawei from which to select. Further, all of the smartphone prices are a lot less expensive than the retail price, and all you need in exchange is to purchase their postpaid plan.

Broadband Plans

While we speak about the several plans and packages, let’s go down right to what genuinely matters for many people today, that is certainly high-speed internet. As you might want to opt for the broadband, with Digi, the package starts from RM30 for 18GB of prepaid data, to just RM100 for 100GB of web data with a postpaid plan.

Roaming + IDD Calls

Nevertheless, some of us have a special need to stay in contact with suppliers or families abroad. And here, Digi’s roaming not to mention IDD plan comes into the picture. For international calls, Digi gives the lowest IDD rate to Thirty-six nations around the world. Before you enjoy that, dial 133 in your Digi SIM card.


To summary it, a shrewd consumer will be aware of know what works best for them. With that said, Digi defintely won’t be more popular over Maxis and Celcom if not for those remarkable deals they have for the consumers. We hope this time, we are able to convince you to definitely consider Digi as your preferred network provider. Get more information now at https://new.digi.com.my/home